Frequently Asked Questions (FAQ)

  1. What are the most commonly made mistakes in buying or refinancing a house?
  2. Should I refinance?
  3. Should I pay points? Does a 0 point/0 fee loan really exist?
  4. What is a FICO score?
  5. Why do interest rates change?
  6. What is the difference between pre-qualifying and pre-approval?
  7. What is a rate lock?
  8. Can my loan be sold? What happens if my lender goes out of business?
  9. What is PMI? Can I get rid of the PMI on my loan?
  10. What is an APR?